Nomads™ Insurance
NOMAD INSURANCE FOR REMOTE WORKERS AND
PERPETUAL TRAVELERS
Does your health insurance cover you as you travel and work outside your home country? Many people are taking advantage of remote work by working abroad. This creates a better work-life balance that gives many workers the opportunity for adventures while earning a living. Nomad health insurance provides coverage for eligible unexpected injury and illness, trip interruption, and more while you work and explore the world abroad.
Our Atlas Nomads plan is flexible to better support your lifestyle. You can purchase a policy that provides up to 365 days of coverage, pay up front or select a monthly payment option, and purchase your plan at any time—even after departure. If you are a non-U.S. citizen or resident and you are traveling and working away from your home country, the Atlas Nomads insurance plan from WorldTrips can provide you with health coverage.
Buy while abroad
Sign up for Nomad Insurance before you depart or at any point during your journey abroad.
One global policy
Pay as you go for continuous coverage in 180+ countries. Cancel anytime.
Visit any doctor
Visit any local medical provider and make a claim through your dashboard or mobile app.
Home country coverage
For every 3 months abroad, you are covered for visits back home for up to 30 days (15 days for US residents).
Insurance for nomads
Nomad Insurance is a global travel medical insurance that covers people from all over the world, while outside their home country – COVID-19 coverage included. You can buy it even if you are already abroad.
FORM SAMPLE
Atlas Nomads is flexible digital nomad health insurance that provides you with coverage for unexpected accidents, sickness, and travel mishaps as you live and work abroad. This plan includes a $0 deductible and pays 100% of eligible expenses up to your overall maximum limit.
Highlights:
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Up to $250,000 of Overall Maximum Coverage
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Up to $100,000 for Emergency Medical Evacuation
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Up to $10,000 for Political Evacuation
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Up to $10,000 for Crisis Response
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Up to $5,000 for Trip Interruption
PLAN DETAILS
Overall Maximum Limit
Up to age 64: $250,000
Age 65 to 69: $100,000
Maximum per Injury / Illness
Up to age 64: $250,000
Age 65 to 69: $100,000
Deductibles
$0 per certificate period
Coinsurance
We will pay 100% of eligible expenses up to the overall maximum limit
Eligible expenses are subject to overall maximum limit, and are per certificate period unless specifically indicated otherwise.
BENEFIT & LIMIT
Hospital Room and Board
Average semi-private room rate, including nursing services
Intensive Care Unit
Up to the overall maximum limit
Local Ambulance
Usual, reasonable, and customary charges for covered injury or illness. Illness must result in hospitalization as inpatient
Emergency Room Co-payment
Claims incurred in the U.S.
You shall be responsible for a $100 co-payment for the emergency room facility fee for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.
Claims incurred outside the U.S.
No co-payment
Urgent Care Center
Claims incurred in the U.S.
For each visit, you shall be responsible for a $50 co-payment
Claims incurred outside the U.S.
No co-payment
Outpatient Physical Therapy and Chiropractic Care
Up to $500 maximum
Emergency Dental
Up to $1,000
Emergency Eye Exam Copayment
Up to $150. $50 copayment per occurrence.
Acute Onset of Pre-existing Condition
(See benefit description)
Up to the overall maximum limit
Up to $25,000 lifetime maximum, eligible medical expenses only
Terrorism
Up to $50,000 lifetime maximum, eligible medical expenses only
All Other Eligible Medical Expenses
Up to the overall maximum limit
EMERGENCY TRAVEL BENEFITS & LIMIT
Emergency Medical Evacuation
Up to $100,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition
- not subject to overall maximum limit
Repatriation of Remains
Up to $20,000 lifetime maximum
- not subject to overall maximum limit
Local Burial or Cremation
Up to $10,000 lifetime maximum
Crisis Response - Ransom, Personal Belongings, and Crisis Response Fees and Expenses
Up to $10,000 lifetime maximum
- not subject to overall maximum limit
Emergency Reunion
Up to $50,000, subject to a maximum of 15 days
Bedside Visit
Up to $1,500
Return of Minor Children
Up to $5,000
Pet Return
Up to $1,000
Political Evacuation
Up to $10,000 lifetime maximum
Trip Interruption
Up to $5,000
Accidental Death & Dismemberment
(excludes loss due to Common Carrier Accident)
Ages 18 through 69
Lifetime Maximum - $25,000
Death - $25,000
Loss of 2 Limbs - $25,000
Loss of 1 Limb - $12,500
Under age 18
Lifetime Maximum - $5,000
Death - $5,000
Loss of 2 Limbs - $5,000
Loss of 1 Limb - $2,500
$250,000 maximum benefit any one family or group
- not subject to overall maximum limit
Common Carrier Accidental Death
Ages 18 through 69
$50,000
Under age 18
$10,000
Subject to a maximum of $250,000 any one family or group
- not subject to overall maximum limit
Lost Checked Luggage
Up to $3,000 per certificate period; $500 per item
Up to $6,000 lifetime limit
Travel Delay
Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days.
Lost or Stolen Passport/Travel Visa
Up to $100
Border Entry Protection
Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border
Natural Disaster - Replacement Accommodations
Up to $100 a day for 5 days
Emergency Quarantine Indemnity - COVID-19
$50 a day for up to 10 days. Must have a minimum of one (1) month of coverage. Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2, or you are symptomatic and waiting on diagnostic test results. Benefit may be used only one per twelve (12) month period. Not available while in your home country.
Hospital Indemnity
$100 per day of inpatient hospitalization
Personal Liability
Up to
$25,000 lifetime maximum
$25,000 third person injury
$25,000 third person property
$2,500 related third person property
- not subject to overall maximum limit
There's a world of trips out there. Bring us with you. Let’s go!
🌍 Travel Insurance Assistance 🛡️
Are you facing issues trying to obtain travel insurance in Canada or Australia? 🤔 Stay calm – we've got you covered!
🚫 Canadian or Australian Territory Alert: 🍁 Due to Canadian or Australian regulations, it's not possible to get travel insurance from within the country.
Here are quick solutions:
1️⃣ Purchase on Arrival: No worries! Get travel insurance when you arrive at your first destination or if you've already crossed the border. Stay compliant with Canadian and Australian rules and enjoy coverage throughout your journey.
2️⃣ Declare Your Overseas Status: Specify your location as outside Canada or Australia when applying for insurance. This alternative solution might be the key to securing the coverage you need.
3️⃣ In-Flight Insurance Purchase: Take advantage of in-flight internet services to buy travel insurance while airborne. If the airline offers internet access during the flight, you can conveniently secure coverage while cruising at altitude. Ensure a worry-free journey with coverage from takeoff to landing.
Adventure awaits! 🌐✈️
Disclaimers:
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We receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is not a recommendation to buy travel insurance.
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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
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WorldTrips Producer Number: Alliance Parcel 28225-001