Good fit if...
- You are an international student.
- You need student-focused medical insurance.
- You need to compare plan levels, benefits, and school or visa requirements.

Compare StudentSecure tiers for study abroad, then verify the selected plan against school, sponsor, or visa requirements before buying.
We may earn a commission if you click or buy through partner links, at no extra cost to you.
Use this quick check before opening the partner quote.
Final price, eligibility and policy wording are confirmed in the official quote.
Open the exact section you need to compare clearly and move to quote with less friction.
International student coverage with tier-based protection.
Tier selected defines final limit
Student profile and school requirements matter
Not all benefits apply equally across tiers
Incident handling follows policy/tier terms
StudentSecure pricing is quote-based and can change by plan tier, age, destination, dates, student status, deductible, and residence or school-related details.
StudentSecure tiers differ materially. Before buying, compare the selected tier against official school, sponsor, or visa requirements and review exclusions in the policy wording.
StudentSecure is built for full-time students, scholars, and exchange participants who need student-focused medical cover while studying abroad.
StudentSecure is designed for many common school, study-abroad, and visa-related insurance requirements, but students should always confirm the exact requirements with their school, sponsor, or visa authority before buying.
The eligibility framing includes students and scholars, including travelers entering the U.S. on education-related visas such as J-1 with supporting documentation like the I-20 or DS-2019 when required.
The four plan levels differ materially. Elite and Select include higher maximum benefits and broader categories than Smart, which is the leanest option.
These are the parts of StudentSecure that matter most when choosing between the four plan levels.
Maximum coverage changes sharply by tier: $5,000,000 for Elite, $1,000,000 for Select, $500,000 for Budget, and $200,000 for Smart.
Emergency medical evacuation reaches $300,000 on Elite and Select, $250,000 on Budget, and $50,000 on Smart, with emergency reunion also varying by tier.
Mental health and maternity benefits vary materially by tier. Elite and Select include limited medical coverage for intercollegiate, interscholastic, intramural, or club sports; Budget and Smart do not include that organized-sports benefit.
After 6 months of continuous coverage, Elite and Select can provide benefits for pre-existing conditions; Budget requires 12 months, and Smart does not provide that coverage except for acute onset within policy rules.
These official conditions need careful review before purchase.
A practical summary; the policy wording and final quote remain controlling.
| Coverage area | Summary | Condition |
|---|---|---|
| Maximums by tier | Elite 5M / Select 600k / Budget 500k / Smart 200k (USD) | Tier selected defines final limit |
| Tier structure | Smart / Budget / Select / Elite | Student profile and school requirements matter |
| Exclusions scope | Tier and policy wording dependent | Not all benefits apply equally across tiers |
| Operational support | Member/official channels | Incident handling follows policy/tier terms |
Designed for full-time students studying outside their home country.
Official eligibility includes qualifying scholars abroad.
Confirm exact requirements with the school, sponsor, or visa authority.
This is structured for international students and scholars.
Concise answers based on official documentation.
International students and study-abroad profiles based on official documentation.
Smart, Budget, Select, and Elite are referenced in official materials.
Official references show up to USD 5,000,000 at higher tier levels.
Official examples indicate evacuation benefits up to the applicable tier limits.
Yes, premium is quote-based and depends on profile and destination.
Yes. Confirm exact requirements with the school, sponsor, or visa authority before purchase.
These are the current official WorldTrips references behind the draft.
Official page showing the four plan levels and core highlights.
Official WorldTrips guide expanding on coverage themes, assistance, and fit for students abroad.
Official PDF reference for benefit schedules and more detailed wording.
Information reviewed against official sources. Last reviewed: July 2026. Independent content; we may receive a partner commission at no extra cost to you.
Open the StudentSecure quote to compare tiers, price the plan, and confirm requirements with your school, sponsor, or visa authority.