StudentSecure

StudentSecure insurance for international students

Compare StudentSecure tiers for study abroad, then verify the selected plan against school, sponsor, or visa requirements before buying.

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  • Official Information Reviewed
  • Official Sources
  • No Extra Cost
  • Independent Comparison
Quick decision

Quick decision

Use this quick check before opening the partner quote.

Good fit if...

  • You are an international student.
  • You need student-focused medical insurance.
  • You need to compare plan levels, benefits, and school or visa requirements.

Compare another option if...

  • You are not traveling as a student.
  • You need regular travel insurance for a vacation.
  • Your school requires a specific waiver-compliant plan that must be verified first.

Check before you quote

  • Compare the exact tier against your school, sponsor, or visa requirements.
  • Confirm dates, student eligibility, deductibles, and medical maximums.
  • Review exclusions for sports, maternity, mental health, and pre-existing conditions.
Next step

Ready to check your student insurance price?

  • Validate the plan against school, sponsor, or visa requirements.
  • Confirm dates, plan level, and student eligibility.
  • Review official conditions before you buy.
Check Student Insurance Quote

Final price, eligibility and policy wording are confirmed in the official quote.

Explore this plan

Quick paths to decide faster

Open the exact section you need to compare clearly and move to quote with less friction.

Quick Facts

The essentials before you quote

Maximums by tierElite 5M / Select 600k / Budget 500k / Smart 200k (USD)

Tier selected defines final limit

Tier structureSmart / Budget / Select / Elite

Student profile and school requirements matter

Exclusions scopeTier and policy wording dependent

Not all benefits apply equally across tiers

Operational supportMember/official channels

Incident handling follows policy/tier terms

Price

Price depends on student profile and selected tier

StudentSecure pricing is quote-based and can change by plan tier, age, destination, dates, student status, deductible, and residence or school-related details.

  • Compare Smart, Budget, Select, and Elite against actual requirements.
  • Confirm dates match the academic, visa, or program period.
  • Do not choose by price before checking school or sponsor requirements.
Exclusions

Student requirements and exclusions are not interchangeable

StudentSecure tiers differ materially. Before buying, compare the selected tier against official school, sponsor, or visa requirements and review exclusions in the policy wording.

  • Check sports, maternity, mental health, and pre-existing-condition rules.
  • Confirm whether the school accepts the exact certificate wording.
  • Avoid assuming one tier satisfies every institutional requirement.
Good fit

Who is this plan for?

StudentSecure is built for full-time students, scholars, and exchange participants who need student-focused medical cover while studying abroad.

Students needing school or visa-compliant coverage

StudentSecure is designed for many common school, study-abroad, and visa-related insurance requirements, but students should always confirm the exact requirements with their school, sponsor, or visa authority before buying.

Scholars and exchange participants

The eligibility framing includes students and scholars, including travelers entering the U.S. on education-related visas such as J-1 with supporting documentation like the I-20 or DS-2019 when required.

People comparing budget and richer plan levels

The four plan levels differ materially. Elite and Select include higher maximum benefits and broader categories than Smart, which is the leanest option.

Key benefits

What to review in this plan

These are the parts of StudentSecure that matter most when choosing between the four plan levels.

01

Four tiers with very different maximums

Maximum coverage changes sharply by tier: $5,000,000 for Elite, $1,000,000 for Select, $500,000 for Budget, and $200,000 for Smart.

02

Strong upper-tier evacuation and reunion benefits

Emergency medical evacuation reaches $300,000 on Elite and Select, $250,000 on Budget, and $50,000 on Smart, with emergency reunion also varying by tier.

03

Mental health, maternity, and sports options matter here

Mental health and maternity benefits vary materially by tier. Elite and Select include limited medical coverage for intercollegiate, interscholastic, intramural, or club sports; Budget and Smart do not include that organized-sports benefit.

04

Pre-existing condition treatment improves on better plans

After 6 months of continuous coverage, Elite and Select can provide benefits for pre-existing conditions; Budget requires 12 months, and Smart does not provide that coverage except for acute onset within policy rules.

Before you choose

Not ideal if...

These official conditions need careful review before purchase.

  • Any benefit table must identify the specific tier because Elite, Select, Budget, and Smart differ materially in maximums, deductibles, evacuation, maternity, and optional sports coverage.
  • StudentSecure Smart is the most limited tier and does not cover pre-existing conditions beyond the acute-onset rule or offer the organized sports rider.
  • This plan is not PPACA-compliant minimum essential coverage, so the site should avoid presenting it as a substitute for ACA-compliant U.S. domestic insurance.
Coverage Highlights

Confirmed benefits and conditions

A practical summary; the policy wording and final quote remain controlling.

Coverage areaSummaryCondition
Maximums by tierElite 5M / Select 600k / Budget 500k / Smart 200k (USD)Tier selected defines final limit
Tier structureSmart / Budget / Select / EliteStudent profile and school requirements matter
Exclusions scopeTier and policy wording dependentNot all benefits apply equally across tiers
Operational supportMember/official channelsIncident handling follows policy/tier terms
Comparison

Compare by traveler fit

International studentsExcellent fit

Designed for full-time students studying outside their home country.

Scholars abroadExcellent fit

Official eligibility includes qualifying scholars abroad.

Study abroad programsGood fit

Confirm exact requirements with the school, sponsor, or visa authority.

Tourists or vacation travelersNot ideal

This is structured for international students and scholars.

FAQ

Frequently asked questions

Concise answers based on official documentation.

Who is StudentSecure built for?

International students and study-abroad profiles based on official documentation.

What plan tiers are available?

Smart, Budget, Select, and Elite are referenced in official materials.

How high can limits go by tier?

Official references show up to USD 5,000,000 at higher tier levels.

Is emergency evacuation included?

Official examples indicate evacuation benefits up to the applicable tier limits.

Does price vary by student profile?

Yes, premium is quote-based and depends on profile and destination.

Can schools have specific requirements?

Yes. Confirm exact requirements with the school, sponsor, or visa authority before purchase.

Sources

Official references used for this page

These are the current official WorldTrips references behind the draft.

StudentSecure product page

Official page showing the four plan levels and core highlights.

International student insurance guide

Official WorldTrips guide expanding on coverage themes, assistance, and fit for students abroad.

StudentSecure brochure

Official PDF reference for benefit schedules and more detailed wording.

Information reviewed against official sources. Last reviewed: July 2026. Independent content; we may receive a partner commission at no extra cost to you.

Next action

Ready to check if StudentSecure fits your study plan?

Open the StudentSecure quote to compare tiers, price the plan, and confirm requirements with your school, sponsor, or visa authority.

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