Nomads who want medical-first coverage
The structure is centered on covered illness and injury abroad, repatriation expenses, and emergency travel benefits rather than on classic vacation-only insurance positioning.
Atlas NomadsTravel medical built for work and life abroad
Atlas Nomads is built for digital nomads and remote workers who want medical-first cover abroad, a $0 deductible, and a cleaner path into price and purchase.
- $0 deductible and 100% coinsurance are core parts of the plan design.
- Incidental home-country coverage starts after three months of coverage.
- Emergency medical, evacuation, trip interruption, and quarantine benefits are part of the offer.
Best for
Why Atlas Nomads works so well for remote work and longer stays.
Atlas Nomads makes the most sense when the trip feels more like living abroad for a while and less like taking a short vacation.
Travelers staying abroad for months
Atlas Nomads allows up to 12 months of coverage and includes incidental home-country coverage once the traveler has maintained at least three months of coverage.
People who want a cleaner benefit structure
The plan is easy to understand quickly: $0 deductible, 100% coinsurance, age-based maximums, and a practical medical structure for long stays.
Key benefits
Why Atlas Nomads stands out quickly.
These are the plan features that usually make Atlas Nomads feel like a strong fit early.
$0 deductible and 100% coinsurance
One of the biggest reasons travelers choose it is simple: no deductible and eligible expenses paid at 100% up to the maximum limit.
Travel medical coverage up to $250,000
Coverage can reach $250,000 up to age 64, with age-based limits beyond that, making it a strong option for many long-stay travelers who want meaningful emergency cover abroad.
Emergency travel benefits beyond medical bills
Alongside medical treatment, the plan also adds evacuation, reunion, bedside visit, trip interruption, political evacuation, and crisis-response style support.
Incidental home-country coverage
After three months of coverage, incidental home-country coverage can apply for up to 15 days for U.S. residents or 30 days for non-U.S. home countries during each three-month period.
What to double-check before opening the Atlas Nomads quote.
- Maximum coverage is age-based: up to $250,000 through age 64 and $100,000 for ages 65 to 69.
- Coverage outside the main certificate period can continue only as a benefit period for up to 90 days for a condition first diagnosed or treated while the certificate was in force.
- Pre-existing conditions are excluded except for acute onset of pre-existing conditions under the policy rules and limits.
- Final pricing and some benefits can change based on age, destination, trip length, and country of residence.
- Before paying, confirm eligibility, exclusions, and pre-existing-condition rules in the final quote.
Ready to check pricing and eligibility?
If this plan looks like a fit, the right next step is to check pricing and confirm eligibility and coverage for your trip.
- Check real pricing for your age, destination, and trip length.
- Confirm restrictions, deductibles, and pre-existing-condition rules before buying.
- Complete the quote directly with the partner that fits your trip.
Next action
Check Atlas Nomads pricing while the fit is clear.
If Atlas Nomads fits your travel style, open the quote next and confirm real pricing, age band, and home-country rules.