Plan coverage summary
- Official materials do not publish one universal single coverage maximum; benefits are tier-based.
- Genki Native Basic lists a EUR 1,000,000 overall annual limit; Genki Native Premium lists unlimited overall coverage.
- Signup age window is published from 0 to 55 years.
- Minimum coverage period is 1 year, with long-term continuity possible.
- Official messaging includes chronic disease treatment context (including severe conditions) under plan terms.
- Positioned as long-term international health cover for daily life abroad.
- Official references publish example monthly premiums (e.g., EUR 189 Basic / EUR 273 Premium for selected age ranges), while coverage details are tier-based.
- Official materials highlight broader inpatient/outpatient/chronic-care logic than trip-only insurance.
- Benefits are structured by plan tier in the official table of benefits.
- Coverage scope is designed for longer-term living abroad rather than short trips.
- Final covered services depend on selected plan level and official policy wording.
- U.S./Canada coverage is limited in official positioning.
- Full cover in country of citizenship is tied to Genki Native Premium in official messaging.
- Premium-only benefits include preventive care up to EUR 250/year, alternative care up to EUR 500/year, and dental care up to EUR 2,000/year.
- Canada and U.S. maximum coverage is EUR 250,000/year on Basic and EUR 500,000/year on Premium.
