What this plan will not cover
- Official materials indicate coverage is governed by plan-level policy wording and exclusions by tier.
- Professional sports and scooter driving without a helmet as driver are listed as key exclusions.
- Maternity care has a 12-month waiting period and mental health care has a 6-month waiting period.
- Not all conditions/treatments are universally included; final scope depends on selected plan and terms.
- Pre-existing/chronic condition treatment may be restricted according to official policy rules.
- Product is not a legal replacement for mandatory local health insurance where required by law.
- Long-term health scope is not equivalent to unrestricted all-condition coverage; nivel and texto de p贸liza controls apply.
- Eligibility and residence/profile rules can restrict access to certain benefits.
- Claim outcome depends on policy definitions, medical necessity criteria, and submitted documentation.