What this plan will not cover
- Pre-existing conditions are excluded under official Genki Traveler conditions.
- Conditions with symptoms/diagnosis/treatment/medical consultation within 1 year before start are excluded.
- Chronic conditions, congenital disorders, and known physical malformations are excluded.
- Routine checkups and preventive-only care are not positioned as emergency travel coverage benefits.
- Mental health care, maternity care, preventive care, rehabilitative care, and alternative care are excluded.
- Trip cancellation/interruption, flight delays, lost luggage, theft losses, and personal liability are excluded.
- Professional sports and listed dangerous activities are excluded.
- Coverage is designed for sudden illness/accident while traveling, not planned treatment journeys.
- Activity-specific and scenario-specific limits apply according to official insurance conditions.
- Final covered/not-covered decision is bound to policy wording and claim documentation requirements.
- Coverage is limited by policy wording, eligibility rules, and documented exclusions.
