What this plan will not cover
- Global Rescue memberships and travel-insurance add-on are distinct; non-purchased layers are excluded.
- Travel-insurance coverage is governed by add-on policy wording, not membership-only service descriptions.
- Pre-existing condition waiver is conditional (purchase timing and medically-fit-to-travel criteria).
- CFAR/IFAR optional upgrades have purchase-window and trip-cost constraints (including state availability rules).
- Coverage can be void if medically unfit to travel at time of insurance purchase per policy terms.
- Final exclusions/non-covered reasons must be validated in official add-on terms before purchase.
- Membership evacuation/rescue services do not automatically imply trip-insurance reimbursement benefits.
- Benefit caps, covered reasons, and non-covered events follow the posted add-on insurance schedule.
- Claim eligibility depends on incident type, documentation, and policy trigger definitions.
