Plan coverage summary
- Emergency Medical & Dental Overseas: Standard USD 5,000,000 / Explorer Unlimited.
- Medical transport & repatriation: Standard USD 500,000 / Explorer USD 500,000.
- Pre-trip Cancellation: Standard USD 5,000 / Explorer USD 10,000.
- Trip Interruption: Standard USD 3,500 / Explorer USD 5,000.
- Baggage & personal items: Standard USD 2,500 / Explorer USD 3,500.
- Single item limit: Standard USD 200/item / Explorer USD 500/item.
- Electronics single item limit: Standard USD 500/item / Explorer USD 750/item.
- Passport & travel documents: Standard USD 500 / Explorer USD 1,000.
- Personal Liability: Standard USD 1,000,000 / Explorer USD 2,500,000.
- Explorer-only examples include missed connection (USD 1,000), rental car excess (USD 2,000), and coronavirus travel costs (USD 2,000).
- Most covered sections include USD 100 excess; specific sections list Nil excess or waiting periods.
