WorldTrips Atlas Travel: What you are protected forReal coverage, line by line

Plan coverage summary

• Overall maximum limit: up to USD 2,000,000 (eligible ages).
• Emergency medical evacuation: up to USD 1,000,000.
• Deductible options: USD 0 to USD 5,000.
• Coinsurance: 100% of eligible expenses after deductible, up to overall maximum limit.
• U.S. emergency room illness claims have a USD 200 facility co-payment unless admitted; injury treatment has no ER co-payment.
• U.S. urgent care visits have a USD 15 co-payment, waived for members with a USD 0 deductible.
• Emergency dental: up to USD 300 and not subject to deductible.
• Outpatient physical therapy and chiropractic care: up to USD 50 per day.
• Hospital indemnity: USD 100 per inpatient hospitalization day and not subject to deductible.
• Trip interruption: up to USD 10,000 (not subject to deductible).
• Lost checked luggage: up to USD 1,000 (not subject to deductible).
• Lost or stolen passport/travel visa: up to USD 100 (not subject to deductible).
• Border entry protection: up to USD 500 for eligible B-2 denial scenarios.
• Travel delay: up to USD 100/day after 12-hour delay, maximum 2 days.
• Political evacuation: up to USD 100,000 lifetime maximum.
• Emergency reunion: up to USD 100,000 (maximum 15 days).
• Return of minor children: up to USD 50,000.
• Bedside visit: up to USD 1,500.
• Pet return: up to USD 1,000.
• Optional personal liability: lifetime max USD 75,000 (with sub-limits).
• Crisis response coverage: up to USD 10,000 per certificate period (optional).
• Maximum coverage can reach USD 2,000,000 for eligible age bands.
• Emergency medical evacuation can reach USD 1,000,000 in official materials.
• Deductible options are published from USD 0 up to USD 5,000 depending on selected setup.
• Deductible options can be selected in official plan structure.
• Designed for single-trip international travel medical scenarios.
• Coinsurance and benefit availability depend on selected options and terms.
• Policy brochure and policy wording defines covered benefits and exclusions in detail.

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Quick FAQs to finalize your decision

• How is Atlas Travel premium calculated? Official guidance says age, deductible, destination, and choices impact price.
• What deductible options exist? Official references show deductible options ranging from USD 0 to USD 5,000.
• How high can plan maximums go? Official materials show maximums up to USD 2,000,000 for eligible ages.